The Keys to a Happy Retirement by sweetapple on Blogster

Retirement is something that most people look forward to. The chance to take a break, to have all the time for yourself, to enjoy life after many years of hard work is indeed a very inviting prospect. However, financial instability makes the future of retirement a little bleak.

The Bleak Reality of Retirement
For many retirees, having an investment and savings can make a big difference when retirement arrives. In fact, recent surveys show that retirees today are only counting on their personal savings for support. Although the government gives Social Security, not all companies or employers provide traditional pensions for their employees. According to the Boston College Center for Retirement Research, in 2003 there were only 19% of workers who have traditional pensions to support them. This percentage continues to decline as more and more employers cut back pension plans for their employees.

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7 comments on The Keys to a Happy Retirement

greeneyedgemini said 11 months ago
At this point in the game, I will never be able to retire[SAD]
ekyprogressive said 11 months ago
you and me both sister...I'll be 90 with bifocals trying to pass meds....[LOL][LOL][LOL]
sweetapple said 11 months ago
Thanks for the comment guys. Well, greeneyedgemini, you'll be able to retire once you get old. [THUMBUP][THUMBUP]
kellyntexas said 11 months ago
Working in Human Resources AND working in social services - I see these type of issues daily. On the one side I see young employees who figure they will "worry about that later" or "that's what I pay into social security for - right?" And on the other side, I see our client numbers going thru the roof for the services we offer - which is giving groceries to the elderly and disabled. Social security is like a drop in the bucket - people aren't eating, people aren't getting their meds.....and it's only going to get worse. I "preach" to my daughter often about getting started early in setting up some sort of savings or whatever to have money for the future - she's only 15. But at 42....I'm already worrying myself![OHMY]
sweetapple said 11 months ago
Don't worry too much..42 isn't that old enough for you to worry. That's good that you taught your daughter to save money, saving is a good start. [LOL]
hayduke said 11 months ago
Kinda scary, isn't it?
sweetapple said 11 months ago
Yeah,kinda scary, but not too scary because retirement is a time where you can enjoy your money and life. [SMILE]